ShineWhite™ Financing & Insurance Options
Financing Options
Benefits of using leasing as
a way to finance your business equipment
FROM YOUR BUSINESS 101 CLASS : Buy things that
appreciate and lease things that depreciate.
PROTECT YOURSELF : Lease financing WILL
NOT show on your personal credit , and/or credit
bureaus. This will allow you to keep your revolving debt low,
giving you the ability to purchase more if needed without having
lower credit scores, and possibly more headaches!
GREAT TAX NEWS : Your lease payments can be
deducted as a business operating expense, in most cases, reducing
the net cost of your lease for the term of your contract. HUGE
SAVINGS!
PAY FOR IT AS IT PAYS YOU : You would not pay
your employees four or five years in advance. Why should you
pay for your equipment in advance? Pay for it as it earns you
money. This is the opportunity that leasing will give you.
KNOW WHAT YOU OWE : Having consistent, fixed
payments throughout the term of your lease will help you to accurately
budget equipment dollars, while financing options with floating
interest rates will always keep you guessing.
FREEDOM TO CHOOSE : We provide
you with opportunity to choose. At the conclusion of your lease,
you may purchase the equipment at the stated dollar amount (usually
$1), continue your lease at a lower monthly rate, or simply return
the equipment with no further obligation.
YOU CAN GET IT ALL : Leasing provides 100%
financing by including a specific amount of soft costs (including
installation, freight, extended warranties) in your transaction,
unlike most traditional financing sources.
SAVE YOUR CASH : By leasing your equipment,
and avoiding a sizable cash outlay, you can conserve your on-hand
capital for more important uses, such as investments, inventory,
personnel and advertising. Plus most leases only require 2 payments
in advance unlike a bank loan that will require 20% or more.
KEVIN L. STOUT
Finance Director
(888) 468-5822 x 216
www.cfgfinancial.com
Insurance Options
To find out more about obtaining insurance and coverage through
ShineWhite™, contact us at at 760.612.5447.
